(8)Thoun shall get a lawyer to put your will together. This is a reasonable step to take if you don't want to leave sorrow for your loved ones.

(9)Thou shall also take an insurance policy to absorb any unexpected emergencies.

(10)Thou shall develop alternative sources of income to your salaries. You cannot be wealthy by working for your boss alone. Use your spare time profitably.

(11)Thou shall take your spouse into consideration in any financial decisions you want to make. This can save you from unnecessary heartaches and headaches.

(12)Thou shall act on all steps above if you want to achieve FINANCIAL FREEDOM.

They look very simple but that is where your true financial freedom and salvation lies.

I lay emphasis on all 12 steps but more on steps 3 and 10 above, as it is most demanding and practical for your financial freedom indeed.

There are millions of businesses to invest in, but very ones I recommend, you can start with little or no capital. I call it *Internet Marketing Business Investments*.

There are fortunes on internet and you too can become a PART of it; if you WILL, you CAN.

See you at top.

Regards,

Achoenweli .O.Opute

(Ceo - Netright International)(www.netrightinfo.netfirms.com)

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Opportunities

We shift our focus to external factors when we look at opportunities. Here we try to identify areas of business we think company is looking to enter, or should be looking to enter. We also look for opportunities to gain market share from competitors, or grow company’s market to new customers.

But there are more than just external opportunities. There are opportunities within a company that should be considered. Can company combine product lines to increase sales? Maybe company has duplicate costs that can be streamlined. Companies can always find ways to do things better.

Some opportunities to look for: •New markets for products •Financial or legal trouble for competitors •New technologies company could adopt •Changes in regulatory / tax burdens •Strategic investments •Internal efficiencies

Threats

Finally, we need to consider threats to company. Again, threats can be internal as well as external. In fact, I’ve found that internal threats usually come first, which opens door to external threats. Therefore, it’s important to do a good threat analysis.

Internal threats aren’t usually classified as such, which I think is a mistake. Any internal problem is a threat to company’s well-being and should be evaluated alongside external threats. For example, a company that relies on developing innovative products, such as Microsoft or Intel, faces threat of losing engineering talent every day. This is an internal threat that could easily pave way for external threats.

Some possible threats are: •Internal obstacles company is facing. •Financial constraints on company. •Cash flow problems. •The relative position of company’s largest competitors. •Technological advances in industry (if company isn’t keeping pace). •New technologies that threaten to displace company’s products. SWOT analysis is a brainstorming activity, and you should learn from it. Focus on weaknesses and threats when doing SWOT, because that’s what will turn around and bite you after you make your investment. I’m not saying you should look only for negatives, and ignore company’s potential. But you should analyze risks with as much, or more, scrutiny then opportunities. Opportunities don’t always show up, but somehow risks always do.