Continue this step-by-step process. Each time go to bank, ask for larger amounts and longer pay back periods. NEVER spend money. Always put it in a savings account at another bank. This way at least one or several banks will see your savings grow after you make loans. When they ask what you are doing to make money, tell them "it is confidential". It is none of their business.

What you are doing is establishing a millionaires credit rating by process of reputation. That is, you always pay back money when it is due, and by being prompt combined with number of loans you've made and PAID, you will have established a very powerful credit rating and relationship with institutions.

In about one year after using this process, you should be able to borrow $25,000 from each bank on your signature alone. Using ten banks in this plan, you will be able to borrow up to $250,000 on your signature in as little as 24 hours.

Now that's 10% down on a $2,500,000 income producing property! With your newfound cashflow machine, surely you can pay back loan.

I still remember our conversation.

"Paul I'm thinking about knocking down that wall."

Paul looked at me and said, "John do you really think it will make you more money?"

That answer was a wake up call. My decision was based more on ego, than it was on sound money management.

I'm still thankful I never tore down that wall.

Every dollar you spend, must bring back more than a dollar in profits.

If you break even, you've lost money. You have a hole in bottom of your bucket.

You must save money in your personal life and in your business venture as well.

The next time you're ready to spend money on a product or service, ask yourself; "Will this make me more money?"

If answer isn't a resounding yes, put your credit card away. Make decisions based on profits, not ego.