Fortunately his dog hadn't put him off signing documents and deal was done. As I was about to go he seemed a bit more relaxed. I exchanged small talk in hallway and told him if there was anything else I could do he only needed to call me.

At this point he looked concerned and seemed a bit hesitant. I asked him if everything was OK. Just as he was about to answer doorbell rang. Some young kid at door, " Hey Mister, you seen my dog?"

At that point, hearing his masters call hound made a bolt for open doorway and ran out into road. To say we were both amazed was an understatement. Just why hadn't guy said anything? When I questioned him on this he said "Well apart from its little accident it seemed like a nice dog and I didn't want to complain".

I laughed and I cried all way home.

65 - 75 Having retired I am so glad to be out of rat race. I worry if I will have enough money to live on and whether my children's visits will continue to get less and less frequent. I wonder what happens when my limbs fail to carry me any longer and which nursing home I will end up in before I die. I am most worried about my frailty and crime. I worry about being vulnerable to criminals and I think world is going in wrong direction. No one cares about elderly - except elderly.

People's views do change older they get and closer they get to death. However, perhaps biggest worry for anyone around 35-55 year age should be lack of pension provision they are likely to receive in retirement unless of course they have made other plans. Things are going to get much worse for pensioners - not better!

Anyone younger than 35? Hey, you still have a chance to do something about it...