There are many different ways to borrow money. Outlined below is a useful guide to some of most common ways of borrowing money. Loans
There are many loan companies offering to lend you money. They will check your credit worthiness and may offer you a secured loan or an unsecured loan.
A secured loan means that you undertake to give lender property you own if you do not keep up repayments. In return, you usually get a lower APR and longer repayment period. An unsecured loan costs more in repayments but does not carry all risks of a secured loan.
Overdrafts
Your bank might allow you to overdraw - that is, borrow from bank by taking out more money than you currently have in your account.
You will be charged interest on your overdraft and possibly a fee as well. If you go over overdraft limit set by bank, you will have to pay a lot more.
Check what bank charges for overdrafts and try hard not to go over your limit. If you do need to borrow and cannot repay amount very quickly, you might be better off with a bank loan.