How energy efficient are you?Written by Coach Pat Morgan
While out for a run other day, my mind wandered to energy efficiency ratings associated with appliances and how we, too, utilize energy at different rates based on a variety of things. At physical level, we burn energy constantly and can improve our efficiency through diet, exercise and weight control. We exert mental energy thinking, problem solving, brainstorming, worrying and more. We renew our spiritual energy through prayer, meditation or quiet time, reading, etc. It makes sense that we want to be as energy efficient as possible in order to function at our peak and feel our best. Identifying your energizers and your energy robbers can help you improve your energy efficiency so that are stronger and feel your best. Begin by identifying energy leaks in your life. Are you losing energy to annoyances that are getting in way of efficiency? It might be something like a messy desk or unorganized office, constant interruptions, tools that don't function properly, or a project you've been procrastinating about starting. Annoyances like these (which we refer to as "tolerations" in coaching) can be costly not only in energy they consume, but also in decreased productivity and efficiency that they cause. Next, take a look at energy drains in your life? Drains are bigger than leaks. They cost you much more and leave you feeling tired, grumpy, frustrated or stuck. Perhaps you are working in an environment that is not conducive to your most creative efforts. Maybe you are continuously facing financial pressure from not having sufficient income to cover your outflow. Or, is there someone in your life sapping your energy - a co-worker, friend or family member? Finally, look at "energizers" in your life. What are your sources of inspiration and feeling fabulous? Is it time to make a change to eliminate energy leaks and drains and reconnect with your positive energy sources in order to re-energize and revitalize your life?
| | I Wanna Hold Your Hand: First Time HomebuyersWritten by Elaine VonCannon
The Empowerment of Owning Your Own HomePurchasing a home is one of most powerful and terrifying events of a person’s life. It is a challenge, but once this challenge is met with strategic planning, knowledge and excitement it becomes an investment. One that will change your financial future and bring more return than you ever imagined. The first step is finding a real estate agent with integrity and experience. The perfect agent will be one who fosters trust, believes in buyer education and offers emotional support. Over time seasoned buyers come to view these agents as partners in locating and analyzing best investments available. Don’t Be Afraid of Cold Feet A first time buyer should expect to feel an initial wave of buyer’s remorse. There is always a moment of panic or doubt right after first offer is made. Don’t hesitate to ask your real estate agent questions and to communicate your fears. The agent is there to explain each step of transaction and to interpret local and state laws. Remember that buying a home is a long-term investment. Most properties increase in value and if purchase is planned well you will have more money in end. Let real estate agent know your plans for future. Is there a chance you will rent property later? Do you plan to live in house for less than five years or more than ten? Think clearly and consider all possibilities. If you are buying an older home be realistic. Prepare for repairs and hard work. Expect to make changes and improvements that will increase return on your investment. Building a Foundation For a Better Life The benefits of ownership
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